General Knowledge Solved
Paper
1. Who will act as the Chairman of Public Accounts Committee ?
(A) The Speaker of the Lok Sabha (B) The Vice-President of India
(C) The Leader of the Opposition in Lok Sabha (D) The Leader of the House
Ans : (*)
2. Who was chosen unanimously as the President of India ?
(A) K. R. Narayanan (B) Dr. A.P.J. Abdul Kalam
(C) Dr. S. Radhakrishnan (D) Neelam Sanjiva Reddy
Ans : (D)
3. The Constitution of India was passed by the Constituent Assembly on–
(A) 26th November, 1949 (B) 26th January, 1949
(C) 17th October, 1949 (D) 14th November, 1949
Ans : (A)
4. The power to decide an election petition is vested in the–
(A) High Court (B) Election Commission
(C) Parliament (D) Supreme Court
Ans : (A)
5. The 1857 Mutiny failed mainly because–
(A) of lack of planning and leadership (B) it was premature
(C) the British got French support (D) the British numbered more.
Ans : (A)
6. The Story of ‘My Experiments with Truth’ is the autobiography of–
(A) Bal Gangadhar Tilak (B) Mahatma Gandhi
(C) Lala Lajpat Rai (D) Gopal Krishna Gokhale
Ans : (B)
7. The basic characteristic of a capitalistic economy is–
(A) absence of monopoly (B) large-scale production in primary industries
(C) full employment (D) the private ownership of the means of production
Ans : (D)
8. Which one of the following taxes is not a direct tax?
(A) Sales tax (B) Estate duty
(C) Gift tax (D) Wealth tax
Ans : (A)
9. UNDP prepares–
(A) Human Development Index (B) Standard of Living Index
(C) Index Number of Price Level (D) Physical Quality Index
Ans : (A)
10. Fiscal policy refers to–
(A) Government borrowings from abroad
(B) Sharing of its revenue by Central Government with States
(C) Sale and purchase of securities by RBI
(D) Government taxes, expenditure and borrowings
Ans : (D)
11. Public opinion gets an authoritative expression in a democracy through–
(A) Pressure groups (B) Public meetings
(C) Newspapers (D) Parliament
Ans : (D)
12. Which one of the following is not a determining factor of a country's foreign policy ?
(A) Cultural conditions (B) Religious conditions
(C) National interests (D) Interdependence
Ans : (D)
13. Which of the following is not correctly matched ?
(A) Uttar Pradesh – Lucknow
(B) Arunachal Pradesh – Itanagar
(C) Himachal Pradesh – Shillong
(D) Andhra Pradesh – Hyderabad
Ans : (C)
14. Tides in the sea have stored in them–
(A) Gravitational potential energy (B) A combination of all the three forms of energy
(C) Hydraulic energy (D) Kinetic energy
Ans : (D)
15. Delivery of developed foetus is scientifically called as–
(A) Abortion (B) Ovulation
(C) Parturition (D) Oviposition
Ans : (C)
16. Thyroxine hormone is secreted by–
(A) Adrenal gland (B) Testes
(C) Pituitary gland (D) Thyroid gland
Ans : (D)
17. The digestive juice which has no enzyme is–
(A) Intestinal juice (B) Gastric Juice
(C) Bile (D) Saliva
Ans : (C)
18. An essential feature of seed germination is the presence of–
(A) Light (B) Temperature
(C) Minerals (D) Water
Ans : (D)
19. Plants that grow on stones and rocks are–
(A) Psammophytcs (B) Lithophytes
(C) Halophytes (D) Aerophytes
Ans : (B)
20. Who among the following made the Ganapari festival very popular in Maharashrra ?
(A) Mahadev Ranade (B) Bal Gangadhar Tilak
(C) Gopal Krishna Gokhale (D) Annie Besant
Ans : (B)
21. The Mughal ruler who built the Buland, Darwaza was–
(A) Humayun (B) Bahadur Shah
(C) Akbar (D) Babur
Ans : (C)
22. Diarchy in the provinces was introduced through the–
(A) Government of India Act, 1919 (B) Government of India Act, 1935
(C) Indian Councils Act, 1861 (D) Indian Councils Act, 1892
Ans : (A)
23. Which of the following is the world’s largest desert?
(A) The Great Australian Desert (B) Arabian Desert
(C) Gobi (D) Sahara
Ans : (D)
24. The rate of erosion in a stream is lowest where–
(A) the river joins the sea (B) depth is greater
(C) breadth is greater (D) velocity is more
Ans : (A)
25. The name ‘Sahyadri’ is related to–
(A) A rain-bearing wind (B) Himalayan Peak
(C) Western Ghats (D) Cyclone hazards
Ans : (C)
26. People die in an atmosphere of carbon dioxide because–
(A) of want of oxygen (B) of suffocation
(C) it is a poisonous gas (D) it destroys tissues
Ans : (A)
27. Which of the following acts as photosensitizer during photosynthesis ?
(A) Chlorophyll (B) Chlorine
(C) Oxygen (D) Nitrogen
Ans : (A)
28. What happens when bleaching powder is left exposed to air ?
(A) It gradually loses its oxygen (B) It gradually loses its chlorine
(C) It turns dark brown in colour (D) It turns yellow in colour
Ans : (B)
29. Arsenic pollution leads to–
(A) Dyslexia (B) Allergy
(C) White foot disease (D) Black foot disease
Ans : (B)
30. Which one of the following does not contribute to pollution ?
(A) Hydroelectric Power Plant (B) Atomic Power Plant
(C) Thermal Power Plant (D) Nuclear Power Plant
Ans : (A)
31. Which of the following are the two major components of dry air (by volume) ?
(A) Nitrogen and Ammonia (B) Oxygen and Carbon dioxide
(C) Nitrogen and Oxygen (D) Oxygen and Argon
Ans : (C)
32. Tactile hair is found in the body of–
(A) Reptiles (B) Birds
(C) Insects (D) Mammals
Ans : (D)
33. The source of energy m the Sun is–
(A) radioactivity (B) electrical energy
(C) nuclear fission (D) nuclear fusion
Ans : (D)
34. Which one of the following materials is used as controller in a nuclear reactor power generator–
(A) Graphite (B) Heavy water
(C) Cadmium (D) Beryllium
Ans : (C)
35. Banking of curves on road or railway track is done to provide–
(A) gravitational force (B) angular velocity
(C) centripetal force (D) centrifugal force
Ans : (C)
36. ………. is type of application software used for communication.
(A) Database (B) Image editing
(C) FIP (D) Word processing
Ans : (C)
37. A floppy disk is–
(A) used as the primary memory in computer systems (B) made up of magnetic material
(C) a semiconductor random-access memory (D) an EPROM
Ans : (B)
38. MDI stands for–
(A) Multiple Design Interaction (B) Multiple Document Interaction
(C) Multiple Document Interface (D) Multiple Design Interface
Ans : (C)
39. Find the odd one out–
(A) FCI – Financial assistance to commercial institutions
(B) EXIM Bank– Financing of export-import trade
(C) IDBI – Industrial Finance
(D) SIDBI – Financial assistance to small industries
Ans : (A)
40. The Twelfth Five-Year Plan will be operative for the period–
(A) 2012 – 2017 (B) 2013 – 2018
(C) 2010 – 2015 (D) 2011 – 2016
Ans : (A)
41. The State with largest gap in male and female literacy is–
(A) Rajasthan (B) Kerala
(C) Uttar Pradesh (D) Madhya Pradesh
Ans : (A)
42. “Better to reign in hell than serve in heaven.” Who said these words?
(A) William Wordsworth (B) Lord Tennyson
(C) William Shakespeare (D) Milton
Ans : (D)
43. Comprehensive Test Ban Treaty (CTBT) is associated with the ban on which of the following ?
(A) Ban on nuclear tests for developing arsenals (B) Ban on terrorism
(C) Ban on certain organisations under UN Laws (D) Ban on money laundering activities
Ans : (A)
44. The Pulitzer Prize is associated with which of the following?
(A) Journalism (B) Olympic Garnes
(C) Environmental Protection (D) Civil Aviation
Ans : (A)
45. Which one of the following is not an example of Lotic ecosystem ?
(A) Pond (B) Estuary
(C) Stream (D) Lagon
Ans : (A)
46. Permissible noise level at industrial area during daytime is–
(A) 120 dB (A) (B) 140 dB (A)
(C) 40 dB (A) (D) 75 dB (A)
Ans : (D)
47. Benazir Bhutto, the former Pakistan Prime Minister, was assassinated in–
(A) Rawalpindi (B) Islamabad
(C) Hyderabad (D) Karachi
Ans : (A)
48. Which of the following is correctly matched?
Research Institutes Headquarters
(A) Silk Research Institute – Bangalore
(B) Sugar Research Institute – Chennai
(C) Leather Research Institute – Lucknow
(D) Rice Research Institute – Cuttack
Ans : (D)
49. Who was affectionately known as the Grand Old Man of India ?
(A) Bal Gangadhar Tilak (B) Dadabhai Naoroji
(C) Gopal Krishna Gokhale (D) Mahatma Gandhi
Ans : (B)
50. India test-fired successfully its Agni-V, surface-to-surface ICBM from Wheeler Island on–
(A) 17th March, 2012 (B) 19th April, 2012
(C) 7th March, 2012 (D) 7th April, 2012
Ans : (B)
General Knowledge Solved Paper
1. Demand for labour is–
(A) Composite demand (B) Competitive demand
(C) Derived demand (D) Joint demand
Ans : (C)
2. In India, National Income estimates are prepared by–
(A) National Development Council (B) Central Statistical Organisation
(C) National Sample Survey Organisation (D) Planning Commission
Ans : (B)
3. Who among the following were members of the Swaraj Party ?
1. Motilal Nehru 2. Sardar Patel 3. Gopal Krishna Gokhale
(A) 2 and 3 (B) 1, 2 and 3
(C) 1 and 2 (D) 1 only
Ans : (D)
4. Employment in Agriculture comes under–
(A) Services Sector (B) Semi-organised Sector
(C) Organised Sector (D) Unorganised Sector
Ans : (D)
5. Which of the following methods is effective in controlling Balance of Payments (BoP)?
(A) Abolition of Export Duties (B) Tourism Development
(C) Devaluation (D) Foreign Direct Investment
Ans : (C)
6. Provisions relating to Panchayati Raj can be found in which Schedule of the Indian Constitution ?
(A) 10 (B) 11
(C) 7 (D) 9
Ans : (B)
7. The first battle of Panipat took place in the year–
(A) 1527 A.D. (B) 1528 A.D.
(C) 1525 A.D. (D) 1526 A.D.
Ans : (D)
8. Who is the ex-officio Chairman of Rajya Sabha ?
(A) Leader of Opposition (B) Minister of Parliamentary Affairs
(C) President (D) Vice-President
Ans : (D)
9. According to the Constitution, which Fund will be under the control of the President of India?
(A) Contingency Fund of India (B) Public Provident Fund
(C) Consolidated Fund of India (D) State’s Consolidated Fund of India
Ans : (A)
10. Who is chosen by the members of Rajya Sabha ?
(A) President (B) Vice-President
(C) Chairperson (D) Deputy Chairman
Ans : (D)
11. Arrange the following in order, starting from the earliest–
1. Rowlatt Act 2. Regulating Act
3. Wood’s Despatch 4. Simon Commission
(A) 4, 3, 2, 1 (B) 2, 3, 1, 4
(C) 1, 3, 4, 2 (D) 2, 1, 3, 4
Ans : (B)
12. The boundary line between India and China is called–
(A) McMahon Line (B) Red Line
(C) Radcliffe Line (D) Durand Line
Ans : (A)
13. 95% of world’s diamond reserves are found in–
(A) Ghana (B) Kimberley
(C) Johannesburg (D) Zambia
Ans : (B)
14. The most dangerous consequence of excessive deforestation is–
(A) destruction of wild animal habitats (B) soil erosion
(C) loss of forest wealth (D) loss of many valuable plants
Ans : (B)
15. “Green house effect” means–
(A) Trapping of solar energy due to atmospheric carbon dioxide
(B) Prevention of ultra-violet radiations by ozone layer
(C) Pollution in houses in tropical region
(D) None of these
Ans : (A)
16. The most stable eco-system is–
(A) Desert (B) Ocean
(C) Forest (D) Mountain
Ans : (B)
17. An ideal example of sustainable resource is–
(A) Afforestation (B) Farming
(C) Reforestation (D) Agroforestation
Ans : (D)
18. What is the recent source of pollution of underground water?
(A) Thermal Power Stations (B) Biogas Plants
(C) Sewage (D) Landfills
Ans : (D)
19. The Indian Prime Minister who died in Tashkent was–
(A) Lal Bahadur Shastri (B) P. V. Narasirnha Rao
(C) Jawaharlal Nehru (D) Indira Gandhi
Ans : (A)
20. What was the name of the Samaj founded by Raja Rammohan Roy ?
(A) Brahmo Samaj (B) Satya Samaj
(C) Prarthana Samaj (D) Arya Samaj
Ans : (A)
21. The man who led the Mutiny in Bihar was–
(A) Ranjit Singh (B) Pratap Singh
(C) Amar Singh (D) Kunwar Singh
Ans : (D)
22. During whose reign did Hiuen Tsang visit Kanchipuram (the capital of Pallavas) ?
(A) Mahendra Varma II (B) Narasimha Varman I
(C) Mahendra Varma (D) Rajasimha
Ans : (B)
23. The Suez Canal connects the Mediterranean Sea with the–
(A) Caspian Sea (B) Persian Gulf
(C) Red Sea (D) Black Sea
Ans : (C)
24. Which one of the following is not a correct match ?
(A) Haldia – West Bengal
(B) Kandla – Gujarat
(C) Marmagao – Goa
(D) Paradeep – Assam
Ans : (D)
25. Doddabetta Peak is located in the–
(A) Anaimalai (B) Mahendragiri
(C) Nilgiris (D) Shevaroys
Ans : (C)
26. ‘Genes’ are made up of–
(A) Only RNA (B) Only DNA
(C) DNA, RNA and Protein (D) DNA and RNA
Ans : (B)
27. The Lotus plants have no root hairs because–
(A) the conducting tissue is not well-developed in roots. (B) it can store water in the stem.
(C) the roots are adventitious. (D) it need not absorb water by roots.
Ans : (D)
28. The organism living at the bottom of water mass is called–
(A) Benthos (B) Plankton
(C) Nekton (D) Neuston
Ans : (A)
29. Light energy is converted to chemical energy during the process of–
(A) photosynthesis. (B) fat metabolism.
(C) transpiration. (D) respiration.
Ans : (A)
30. Each chromosome in the nucleus of a cell consists of–
(A) two chromatids only. (B) two centromeres only.
(C) two centromeres attached to a chromatid. (D) two chromatids attached to a centromere.
Ans : (D)
31. White blood cells are produced in the–
(A) Tongue (B) Thyroid gland and suprarenal gland
(C) Bone marrow and lymph glands (D) Ductless glands
Ans : (C)
32. Find the odd one–
(A) Limestone (B) Slaked iron
(C) Marble (D) Chalk
Ans : (B)
33. A basic instruction that can be interpreted by computer generally has–
(A) an operation and an address (B) an instruction register and an address
(C) a decoder and an accumulator (D) None of the above
Ans : (A)
34. Software needs to be protected against–
(A) fire, flood, lightning and rock slides (B) unauthorised access
(C) worms and viruses (D) Both (B) and (C)
Ans : (D)
35. Alta Vista is a/an–
(A) browser (B) search engine
(C) application (D) software
Ans : (B)
36. Cold air blows from sea towards land during day particularly in the afternoon because of–
(A) expansion of air of land causing the air to rise up.
(B) lower specific heat and greater absorbing power causes land to be hotter than sea causing convection current in air.
(C) lower specific heat of land compared with water.
(D) greater absorbing power of land compared with water.
Ans : (B)
37. The material used for safety from nuclear radiation is–
(A) Gold (B) Lead
(C) Copper (D) Platinum
Ans : (B)
38. The filament of the electric bulb is generally made of tungsten because–
(A) its melting paint is low. (B) its temperature coefficient of resistance is high.
(C) its resistivity is low. (D) its melting point is high.
Ans : (D)
39. The apex organisation for marketing cooperative societies at national level is–
(A) NCCF (B) NCD
(C) FCI (D) NAFED
Ans : (D)
40. ‘God helps those who help themselves’. Who said these words?
(A) Algernon Sidney (B) Nelson Mandela
(C) Swami Vivekanand (D) Andre Maurois
Ans : (A)
41. Mother Teresa was awarded the Nobel Peace Prize in–
(A) 1976 (B) 1979
(C) 1969 (D) 1971
Ans : (B)
42. As per 2011 Census results, the density of population in India is–
(A) 362 (B) 382
(C) 325 (D) 345
Ans : (B)
43. India’s Space Rocket Launching Centre is in–
(A) Sriharikota (B) Port Blair
(C) Wheeler Island (D) Hassan
Ans : (A)
44. Who has been sworn in as the Union Railway Minister after the resignation of Dinesh Trivedi ?
(A) Muket Rai (B) Prasano Dev Barua
(C) Mukul Roy (D) Harihar Banerji
Ans : (C)
45. The natural gas is–
(A) Hydrogen sulphide (B) Methane
(C) Nitrogen dioxide (D) Sulphur trioxide
Ans : (B)
46. Desalination of sea water is done by–
(A) reverse osmosis (B) fractional distillation
(C) diffusion (D) osmosis
Ans : (A)
47. The man-made structure on Earth visible from space is–
(A) Great Wall of China (B) Giza’s Pyramid
(C) Golden Gate Bridge (D) Eiffel Tower
Ans : (A)
48. Which one of the following actors was awarded the Dada Saheb Phalke Award at the 59th National Film Festival?
(A) Soumitra Chatterjee (B) Ketan Mehta
(C) Shekhar Kapoor (D) Mahesh Bhatt
Ans : (A)
49. Which is the only host team to win the ICC (50 over) Cricket World Cup?
(A) South Africa (B) India
(C) Australia (D) West Indies
Ans : (B)
50. The objective of Sangam Yojna is–
(A) to make Ganga water pollution free.
(B) to make Sangam region of Allahabad more attractive for tourists.
(C) to unite various group of Hindus.
(D) to ensure welfare of handicapped.
Ans : (D)
General Awareness Solved
Paper
1. Which of the following countries recently conferred its Highest State Honour on Late Mrs. Indira Gandhi for her contribution in its ‘Liberation war’?
(A) South Sudan (B) Bangladesh (C) Bhutan
(D) Slovakia (E) Croatia
Ans : (B)
2. Which of the following statements is true?
(A) Banks cannot accept demand and time deposits from public.
(B) Banks can accept only demand deposits from public.
(C) Banks can accept only time deposits from public.
(D) Banks can accept both demand and time deposits from public.
(E) Banks can accept demand and time deposits only from Government.
Ans : (D)
3. Interest payable on savings bank accounts is–
(A) not regulated by RBI. (B) regulated by Sate Governments. (C) regulated by Central Government.
(D) regulated by RBI. (E) regulated by Finance minister.
Ans : (D)
4. Which of the following is the correct statement ?
(A) State Bank of India is the sole authority to issue and manage currency in India.
(B) A nationalised bank is the sole authority to issue and manage currency in India.
(C) A cooperative bank is the sole authority to issue and manage currency in India.
(D) RBI is the sole authority to issue and manage currency in India.
(E) None of these
Ans : (E)
5. The Home Minister of India was recently on a visit to Bangladesh where both the countries signed a Coordinated Border Management Plan (CBMP). What are the major points of this agreement?
(A) The plan will help in resolving long pending border dispute between both the nations.
(B) The head count of the people living in enclaves on the border will be completed within next six month’s time.
(C) India assured that no BSF jawan will open fire on the people crossing the borders unless there is an attack on them.
(A) Only (A) (B) Only (B) (C) Only (C) (D) All (A), (B) and (C)
(E) Both (A) and (C)
Ans : (E)
6. The Government of India recently decided to raise the price of oil products like diesel, petrol and cooking gas. However, some taxes on these products were reduced or scrapped all together. What were these taxes which were reduced or scrapped ?
(A) Customs Duty (B) VAT (C) Excise Duty
(A) Only (A) (B) Both (A) and (B) (C) Both (A) and (C)
(D) Both (B) and (C) (E) All (A), (B) and (C)
Ans : (C)
7. The President of India was recently on a visit to South Korea and Mongolia. During her visit some agreements were signed by both the countries. Which of the following was a common area on which India signed agreements with South Korea and Mongolia both?
(A) Peaceful use of nuclear energy.
(B) Export of edible oil to South Korea and Mongolia.
(C) Providing technical help to become self sufficient in production of food grains.
(D) Willingness of both the countries to support India’s bid to have permanent seat in UN Security Council.
(E) To hold Olympic Games in 2022 in New Delhi jointly with South Korea and Mongolia.
Ans : (A)
8. Iran recently threatened that it will stop supply of oil to India if the payment issue is NOT sorted out quickly. What is the problem in payment to Iran ?
(A) The oil supplied by Iran is of substandard quality. Hence India suspended the supply and stopped the payment.
(B) Indian banks have stopped transfer of money to Iran as UN has imposed sanctions on Iran.
(C) India is bound to purchase oil only from OPEC members. Iran has abandoned the membership of OPEC, which has created a problem in payments.
(A) Only (A) (B) Only (B) (C) Only (C)
(D) All (A), (B) and (C) (E) None of these
Ans : (E)
9. Accounts are allowed to be operated by cheques in respect of–
(A) Both Savings bank accounts and fixed deposit accounts (B) Savings bank accounts and current accounts
(C) Both Savings bank accounts and loan accounts. (D) Both Savings bank accounts and cash accounts only.
(E) Both Current accounts and fixed deposit accounts
Ans : (B)
10. Yingluck Shinawatra has won recently held elections to become the first woman Prime Minister of–
(A) Myanmar (B) South Korea (C) North Korea
(D) Thailand (E) China
Ans : (D)
11. Which of the following is correct statement ?
(A) Normally no interest is paid on current deposit accounts.
(B) Interest is paid on current accounts at the same rate as term deposit accounts.
(C) The rate of interest on current account and savings account are the same.
(D) No interest is paid on any deposit by the bank.
(E) Savings deposits are the same as current deposits.
Ans : (A)
12. The Lokayukta of which of the following States had submitted a report on illegal mining of iron ore in the State?
(A) Andhra Pradesh (B) Tamil Nadu (C) Karnataka
(D) Odisha (E) None of these
Ans : (C)
13. The usual deposit accounts of banks are–
(A) Current accounts, electricity accounts and insurance premium accounts
(B) Current accounts, Post office savings bank accounts and term deposit accounts
(C) Loan accounts, savings bank accounts and term deposit accounts
(D) Current accounts, savings bank accounts and term deposit accounts
(E) Current bill accounts and term deposit accounts
Ans : (D)
14. Fixed deposits and recurring deposits are–
(A) repayable after an agreed period. (B) repayable on demand.
(C) not repayable. (D) repayable after death of depositors.
(E) repayable on demand or after an agreed period as per bank’s choice.
Ans : (A)
15. Almost all the major economies of the world had reacted sharply on the issue of USA’s ceiling limit on its debt. Why was the issue so important for other nations, which otherwise was an internal matter for USA ? (This was during last month of July 2011; till Senate’s decision)–
(A) The Senate’s decision on the issue might have caused US dollar to weaken further or get strengthened in international markets.
(B) Weakening of the dollar might have pushed up Euro and other major currencies up and some European countries which were already in trouble would have faced a new crisis.
(C) Debt limit was directly related to liquidity position of banks in USA.
(A) Only (A) (B) Only (B)
(C) Only (A) and (B) both (D) Only (B) and (C) both
(E) All (A), (B) and (C)
Ans : (*)
16. Which of the following is not a Millennium Goal set by the UNO?
(A) Eradicate extreme poverty and hunger (B) Reduce child mortality
(C) Ensure environmental sustainability (D) Combat terrorism and bring people in main stream of society
(E) Achieve universal primary education
Ans : (D)
17. Financial inclusion means provision of–
(A) financial services namely, payments, remittances, savings, loans and insurance at affordable cost to persons not yet given the same.
(B) ration at affordable cost to persons not yet given the same.
(C) house at affordable cost to persons not yet given the same.
(D) food at affordable cost to persons not yet given the same.
(E) education at affordable cost to persons not yet given the same.
Ans : (A)
18. Which of the following Statements containing results of India’s recent Census is not correct?
(A) Kerala has about 94% literacy, the highest in India
(B) The Sex Ratio in India is 940
(C) Male literacy is lower than female literacy in the seven most developed states
(D) Uttar Pradesh is the most populous State in India
(E) The population of India has increased by 181 million during the decade 2001-2011
Ans : (C)
19. Which of the following is known as cross selling by Banks ?
(A) Sale of a debit card to a credit card holder
(B) Sale of Insurance policy to a depositor
(C) Issuance of Cash against Cheque presented by a third party
(A) Only (A) (B) Only (B) (C) Only (C)
(D) Both (A) and (C) (E) All (A), (B) and (C)
Ans : (B)
20. Angela Merkel was recently in India to receive Jawaharlal Nehru Award for International Understanding for the year 2009. What has been her contribution ill the international politics which made her the. ‘Best Choice’ for the award?
(A) She played a major role in restarting negotiations between Russia and USA on ‘STAR’.
(B) She initiated ‘Health Care Reforms’ in Germany and solved problems related to ‘future energy development.’
(C) She played a crucial role in negotiation of the ‘Treaty of Lisbon’ and Berlin declaration.
(A) Only (B) and (C) (B) Only (A) and (B) (C) Only (C)
(D) Only (A) and (C) (E) None of these
Ans : (A)
21. Japan won the women’s Football World Cup 2011 by defeating–
(A) England (B) Germany (C) Argentina
(D) USA (E) China
Ans : (D)
22. Which of the following states became the first state in the country to launch RBI’s e-payment system for commercial tax payers?
(A) Andhra Pradesh (B) Kerala (C) Gujarat
(D) Maharashtra (E) Karnataka
Ans : (E)
23. When a bank returns a cheque unpaid, it is called–
(A) payment of the cheque (B) drawing of the cheque (C) cancelling of the cheque
(D) dishonour of the cheque (E) taking of the cheque
Ans : (D)
24. Mortgage is a–
(A) security on movable property for a loan given by a bank.
(B) security on immovable property for a loan given by a bank.
(C) concession on immovable property for a loan given by a bank.
(D) facility on immovable property for a loan given by a bank.
(E) security on immovable property for a deposit received by a bank.
Ans : (B)
25. The world’s highest ‘Rail Bridge’ is being constructed in the State of Jammu and Kashmir will be on which of the following rivers ?
(A) Jhelum (B) Chenab (C) Indus
(D) Ravi (E) None of these
Ans : (B)
26. Which of the following films was not directed by Mani Kaul, who died recently ?
(A) 3 Idiots (B) Ghashiram Kotwal (C) Uski Roti
(D) Duvidha (E) Ashad Ka Ek Din
Ans : (A)
27. The President of which of the following countries is accused of violation of ‘‘War Powers Act” of his country when he decided to attack Libya with other NATO countries in June 2011 ?
(A) USA (B) France (C) Germany
(D) Spain (E) Italy
Ans : (A)
28. Which of the following schemes is launched by the Government of India to provide an identity to its all resident citizens and also in identifying people who are poorest, often the last to stand up to ask for their share in government schemes or lack identity ?
(A) Public Provident Fund scheme (B) Indira Gandhi Old Age Pension scheme
(C) Social Security Scheme for Gramin Oak Sevaks (D) M. G. National Rural Employment Guarantee Act
(E) Aadhar Card scheme
Ans : (E)
29. Which of the following types of accounts are known as “Demal Accounts” ?
(A) Accounts which are Zero Balance Accounts
(B) Accounts which are opened to facilitate repayment of a loan taken from the bank. No other business can be conducted from there
(C) Accounts in which shares of various companies are traded in electronic form
(D) Accounts which are operated through internet banking facility
(E) None of these
Ans : (C)
30. Who amongst the following won the Wimbledon Men’s Finals 2011 which was also his first Wimbledon title?
(A) Rafael Nadal (B) Novak Djokovic (C) Robert Bruce
(D) Lleyton Hewitt (E) None of these
Ans : (B)
31. Who is the chairman of the committee constituted by RBI to study issues and concerns in the Micro Finance Institutions (MFI) Sector ?
(A) Y. H. Malegam (B) Dr. K. C. Chakraborty (C) C. Rangarajan
(D) M. Damodaran (E) Ms. Usha Thorat
Ans : (A)
32. Upper limit prescribed for RTGS transaction is–
(A) Rs. 1 lac (B) Rs. 2 lacs (C) Rs. 5 lacs
(D) Rs. 50 lacs (E) No upper limit is prescribed
Ans : (E)
33. Distribution of insurance products and insurance policies by banks as corporate agents is known as–
(A) General insurance (B) Non-life insurance (C) Bancassurance
(D) Insurance banking (E) Deposit insurance
Ans : (C)
34. In order to attract more foreign exchange, the Government of India decided to allow foreign investment in LLP firms. What is full form of “LLP” as used in this reference?
(A) Local Labour Promotion (B) Low Labour Projects (C) Limited Loan Partnership
(D) Longer Liability Partnership (E) Limited Liability Partnership
Ans : (E)
35. NEFT means–
(A) National Electronic Funds Transfer system (B) Negotiated Efficient Fund Transfer System
(C) National Efficient Fund Transfer Solution (D) Non Efficient Fund Transfer System
(E) Negotiated Electronic Foreign Transfer system
Ans : (A)
36. Who among the following has been appointed as a director on board of Bank of America–the first non-American on the board of one of the largest financial institutions in the world?
(A) Azim H. Premji (B) Ratan Tara (C) Mukesh Ambani
(D) C. V. Kamath (E) Chanda Kochhar
Ans : (C)
37. When the rate of inflation increases–
(A) purchasing power of money increases (B) purchasing power of money decreases
(C) value of money increases (D) purchasing power of money remains unaffected
(E) amount of money in circulation decreases
Ans : (B)
38. POSCO is in the process of establishing its plants in India. What does the letter ‘P’ denote in the name POSCO?
(A) Popular (B) Pallin (C) Pohang
(D) Paradeep (E) Petersburg
Ans : (C)
39. Who amongst the following has become the Chief Minister of a State in India third time consecutively ?
(A) Tarun Gogoi (B) Nitish Kumar (C) J. Jayalalithaa
(D) Mamta Banerjee (E) None of these
Ans : (A)
40. Who amongst the following is the winner of Man Booker International Prize - 2011 ?
(A) Andrea Levy (B) Nicola Barker (C) Tom McCarthy
(D) Linda Grant (E) Philip Roth
Ans : (E)
41. Interest on savings bank account is now calculated by banks on–
(A) minimum balance during the month (B) minimum balance from 7th to last day of the month
(C) minimum balance from 10th to last day of the month (D) maximum balance during the month
(E) daily product basis
Ans : (E)
42. The third International Conference of the Trade Unions was organised in June 2011 in–
(A) Vienna (B) Moscow (C) London
(D) Paris (E) Berlin
Ans : (D)
43. A centralised database with online connectivity to branches, Internet as well as ATM-network which has been adopted by almost all major banks of our country is known as–
(A) investment banking (B) core banking (C) mobile banking
(D) national banking (E) specialised banking
Ans : (C)
44. The Government of India recently decided to lift four years old ban on export of wheat. What was the reason for the same ?
(A) India had a bumper crop of wheat in the last two years. Hence it has excess stock of wheat.
(B) As per the Food Security Act India is bound to provide 10 million tonnes of wheat to World Food Grain stock every year. India defaulted last year. This year it does not want to be one.
(C) As advised by the Supreme Court of India, the money received from export should be used to pay subsidy to the farmers.
(A) Only (B) (B) Only (A) (C) Only (C)
(D) Both (A) and (B) (E) All (A), (B) and (C)
Ans : (B)
45. Which of the following is not considered a money market instrument ?
(A) Treasury Bills (B) Repurchase Agreement (C) Commercial Paper
(D) Certificate of Deposit (E) Shares and Bonds
Ans : (E)
46. With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country–
(A) Will (B) Registration (C) Nomination
(D) Indemnity (E) Guarantee
Ans : (C)
47. The Government of which of the following states has agreed to give captive mines of iron ores to all the companies who are willing to establish plants there?
(A) West Bengal (B) Odisha (C) Jharkhand
(D) Bihar (E) Karnataka
Ans : (B)
48. ‘Gorkhaland Council’ which was recently in news is a body set up for administration of which of the following Districts?
(A) Siliguri (B) Bagdogra (C) Malda
(D) Darjeeling (E) Gangtok
Ans : (D)
49. Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of–
(A) Minors (B) Married women (C) Senior citizens
(D) Government employees (E) Rural residents
Ans : (C)
50. Largest shareholder (in percentage shareholding) of a nationalised bank is–
(A) RBI (B) NABARD (C) LICI
(D) Government of India (E) IBA
Ans : (D)
General Awareness Solved
Question Papers
1. USA has asked India to reduce its dependence on crude oil supply from which of the following countries which is also a member of the OPEC ?
(A) Venezuela (B) Iraq (C) Libya
(D) Iran (E) Nigeria
Ans : (D)
2. Which of the following is the most’ essential financial service which should be provided to the poor people to bring them in the network of financial inclusion?
(A) Insurance for life (B) Investment plan for future
(C) Pension for old age (D) A bank account where he/she can save small amount
(E) Health insurance for minor illnesses and hospitalisation in case of need
Ans : (D)
3. Who among the following is the President of a country at present ?
(A) Rupert Murdoch (B) Ban Ki-moon (C) Yoshihiko ode
(D) Nicolas Sarkozy (E) None of these
Ans : (D)
4. What does the letter F denote in ‘BFCs’, a term seen very frequently in Banking world these days ?
(A) Formal (B) Fiscal (C) Federal
(D) Functional (E) Financial
Ans : (E)
5. Who among the following is a Deputy Governor of the RBI at present?
(A) Sri Sunil Mitra (B) Sri Azim Premji (C) Sri H. R. Khan
(D) Mrs. Sushma Nath (E) None of these
Ans : (C)
6. Standard and Poor’s is a Credit Rating Agency of international repute. Which of the following is one such agency of Indian origin?
(A) IBA (B) BASEL (C) SEBI
(D) IRDA (E) CRISIL
Ans : (E)
7. Who among the following is the Chief Minister of Uttrar Pradesh at present ?
(A) Akhilesh Yadav (B) Mulayarn Singh Yadav (C) Mayawati
(D) Amar Singh (E) None of these
Ans : (A)
8. Coin of which of the following denominations is called Small Coin ?
(A) Re. 1 (B) Rs. 2 (C) Rs. 5
(D) 50 paisa (E) Rs. 10
Ans : (D)
9. Which of the following is not a highlight of the Union Budget 2012-13 ?
(A) No change in rate of Corporate Tax (B) All types of loans up to Rs. 35 lacs will be given on 6% interest only
(C) Service Tax raised from 10% to 12% (D) Fiscal Deficit is targeted at 5.1 % of GDP
(E) Substantial increase in Defence Budget
Ans : (A)
10. Which of the following services/products of banks is specially designed and launched to help students?
(A) Personal loan (B) Corporate loan (C) Business loan
(D) Medical loan (E) Education loan
Ans : (E)
11. Which of the following terms is not directly associated with the functioning of RBI ?
(A) Open Marker Operations (B) Cash Reserve Ratio (C) SENSEX
(D) Liquidity Adjustment Facility (E) Public Debt Office
Ans : (C)
12. Which of the following is one of the major activities of the National Bank for Agriculture and Rural Development (NABARD) ?
(A) On-site inspection of Cooperative Banks and Regional Rural Banks (RRBs)
(B) Helping Government of India in preparing Union Budget and presenting it in the Cabinet Meeting
(C) Acting as custodian of the foreign exchange reserves of the country
(D) Deciding rate of interest on Savings Bank Accounts in Public Sector Banks
(E) Representing India in World Bank and other such agencies
Ans : (A)
13. Dipika who won Crocodile Challenge Cup Finals, played in December 2011, is a famous–
(A) Badminton player (B) Table Tenn. is player (C) Lawn Tennis player
(D) Chess player (E) Squash player
Ans : (E)
14. Who among the following is the recipient of Nobel Prize in Literature given in 2011 ?
(A) Bruce A. Beutler (B) V.S. Naipaul (C) Tomas Transtromer
(D) Ralph M. Steinman (E) Chetan Bhagat
Ans : (C)
15. The 59th National Film Award for Best Actress was given to–
(A) Vidya Balan (B) Kareena Kapoor (C) Priyanka Chopra
(D) Lara Dutta (E) Roopa Ganguly
Ans : (A)
16. Which of the following is the abbreviated name of the body/agency set up to boost foreign investments in India?
(A) FOREX (B) FCCB (C) FIPB
(D) FEMA (E) AITAF
Ans : (C)
17. Performance of which of the following is not considered infrastructural sector of economy?
(A) Electricity (B) Textile Sector (C) Telecom
(D) Cement (E) Road and Railways
Ans : (B)
18. Sachin Tendulkar made his 100th century in the match played between India and–
(A) Pakistan (B) England (C) Australia
(D) Bangladesh (E) Sri Lanka
Ans : (D)
19. Who amongst the following was awarded Padma Vibhushan in 2012 ?
(A) T.V. Rajeswar (B) Aruna Irani (C) A.R. Rahman
(D) Shabana Azrni (E) Anup Jalota
Ans : (A)
20. Which of the following countries is a member of BRICS ?
(A) Bhutan (B) Iran (C) Romania
(D) Sudan (E) South Africa
Ans : (E)
21. Which of the following countries recently placed its first Spacelab ‘Tiangong-1’ into orbit?
(A) North Korea (B) Japan (C) India
(D) France (E) China
Ans : (E)
22. Who among the following is the Solicitor-General of India at present ?
(A) Jacob Mathew (B) Rohinton Nariman (C) Gopal Subrarnaniam
(D) Ashok Chawla (E) None of these
Ans : (B)
23. Which of the following schemes is launched by the Government of India to motivate school children to attend school regularly?
(A) Kutir Jyoti (B) lid-Day Meal (C) MGREGA
(D) RAY (E) Bharat Nirman
Ans : (B)
24. As per the news published in various newspapers, Government is planning to set up a Regulatory Body in educational field specially for–
(A) Higher Education (B) Medical Education (C) Elementary Education
(D) Secondary Education (E) Adult Education
Ans : (A)
25. Which of the following countries is selected as a host of Commonwealth Games-2018 ?
(A) India (B) Australia (C) Pakistan
(D) South Africa (E) Sri Lanka
Ans : (B)
26. France has agreed to supply ‘Rafale’ to India. The deal is about the supply of–
(A) Warships (B) RADAR system (C) Fighter Aircrafts
(D) Nuclear Reactors (E) Submarines
Ans : (C)
27. ‘Seychelles’, where China is going to set up its new military base, is a country in–
(A) Bay of Bengal (B) China Sea (C) Indian Ocean
(D) Red Sea (E) Caspian Sea
Ans : (C)
28. Which of the following terms is used in the field of Economics ?
(A) Absolute Zero (B) Molecular Equation (C) Zero Point Energy
(D) Balance of Payment (E) Mass Defect
Ans : (D)
29. ‘Kyoto Protocol’, an agreement signed by various countries, is associated with the field of–
(A) International trade (B) Clean environment and climate change
(C) Currency swap (D) Deep sea mining and oil exploration
(E) Building a common food stock to save mankind in case of any natural calamity
Ans : (B)
30. World’s AIDS Day is observed on which of the following days ?
(A) 1st December (B) 1st March (C) 1st April
(D) 1st May (E) 1st January
Ans : (A)
31. USA decided to withdraw its army from which of the following countries after a 9 years’ long stay of the same there?
(A) Afghanistan (B) Libya (C) Egypt
(D) Iraq (E) Iran
Ans : (D)
32. Which of the following Cups/Trophies is associated with the game of Lawn Tennis ?
(A) FIFA Cup (B) Champions Trophy (C) Ranji Trophy
(D) Subroto Cup (E) Davis Cup
Ans : (E)
33. Which award is given to the coaches of Sportspersons ?
(A) Dronacharya Award (B) Arjuna Award (C) Kalidas Samman
(D) Rajiv Gandhi Khel Ratna (E) Saraswati Samman
Ans : (A)
34. Which of the following terms is used in the game of Cricket ?
(A) Heave (B) Silly Point (C) Tee
(D) Smash (E) Grand Slam
Ans : (B)
35. A new Nuclear Power Plant is being set up in which of the following places in India ?
(A) Amethi (B) Firozabad (C) Jaitapur
(D) Joshi Math (E) Satha
Ans : (C)
36. Which of the following schemes is launched to make cities in India slum- free?
(A) Jawaharlal Nehru National Urban Renewal Mission (B) Bharat Nirman (C) Rajiv Awas Yojana
(D) Indira Awas Yojana (E) None of these
Ans : (C)
37. Who among the following is a famous author of Indian origin ?
(A) Homi K. Bhabha (B) Kiran Desai (C) Swati A. Piramal
(D) Shabana Azmi (E) Ronen Sen
Ans : (B)
38. Who among the following has written the famous book “Malgudi Days”?
(A) V.S. Naipaul (B) Deepak Chopra (C) Rabindranath Tagore
(D) Vijay Tendulkar (E) R.K. Narayan
Ans : (E)
39. Which of the following is not the name of the currency of a country?
(A) Rand (B) Pound (C) Dinar
(D) Eucador (E) Dollar
Ans : (D)
40. Which of the following is the unit of heat ?
(A) Joule (B) Ohm (C) Ampere
(D) Volt (E) Newton
Ans : (A)
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